Business & Liability Insurance

Practice with confidence with insurance chosen by optometrists for optometrists.

Save time and achieve peace of mind in 10 minutes with Lockton Affinity. Policies are specifically designed for--and in consultation with--optometrists.

Malpractice Insurance

Malpractice insurance with guaranteed complete coverage.

You would think that insurance companies would automatically tailor their malpractice (professional liability) coverage to include the entire scope of procedures your state allows optometrists to provide, but they don't. The AOAExcel endorsed malpractice coverage does. We offer Optometric malpractice insurance that covers the full spectrum of procedures and services permitted by your state, and automatically updates your coverage to reflect any future change in your state's laws.

Remember, the worst possible time to discover that you've been paying for only partial coverage is when you need coverage the most. The AOAExcel endorsed malpractice coverage is full malpractice coverage.

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Student OffersStudents and recent grads! Save up to 50%

Save money on malpractice insurance when you need it most. Students and new grads save 50% on malpractice insurance premiums their first year in practice and 25% their second year.

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Cyber LiabilityCyber Liability Insurance is real, and important

Hackers can do a number on your website and your data, costing you countless dollars in lost business and fines. Protect your practice and your good name. Cyber Liability Insurance covers the first and third party risks associated with a data breach or website hack.

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Business Owners PolicyIf you own a business, you need protection.

Perfect for small- to medium-sized practices, a Business Owners Policy (BOP) covers your office and its contents from fire, flood, storms, earthquakes, crime, structural collapse, infestations, neighborhood disturbances, and more.