Retirement Planning

Create a clear vision of your retirement savings options with plans from AOAExcel and AXA Equitable.

OD with patientAXA Equitable has supported AOA members for more than 45 years in designing retirement savings plans for individuals and practices, including independent contractors. The goal is to save you both time and money, and help you choose retirement savings strategies to meet your unique needs as a doctor of optometry. Whether retirement is 40 years away or next month, it's important to evaluate your current financial outlook. 

Click here for Members Retirement Plan services offered.


If you are a recent graduate or young OD

Many graduating optometry students fear the reality of a $150,000+ student loan. From the launch of their careers, many eyecare professionals start mapping out their future income sources. Those nearing retirement begin looking into retirement savings options, and many choose to work beyond the typical retirement age. If you are a young OD, time is on your side. A Retirement Program Specialist can help you understand your options and how to start saving as you establish and grow your career.

  If you're in your 20s "Article: Recently Started Your Career In Optometry?" 
  If you're in your 30s "Article: Can You Afford to Wait?"

axa.com/aoa  |  (800) 523-1125


If you have a few years of experience under your belt

As a country, we are sometimes faced with changes in the economy, doubts about the long-term viability of social security funds to support a growing number of retirees, and diminishing personal savings. As a result, experienced ODs and practice owners are realizing that it is critical to have a retirement savings plan to maintain the lifestyle to which they are accustomed. Retirement savings plans are an effective way of attracting and retaining talented professionals, if you own your practice.

A Retirement Program Specialist can help you review the various types of plan structures available for you, or for your practice, and help you establish a plan with minimal effort on your part. 

  If you're in your 40s "Article: Can You Afford to Wait?" 
  If you're in your 50s "Article: You've Seen a Lot of Eyes in Your Career"

axa.com/aoa  |  (800) 523-1125


If you are nearing retirement

You may be seeking financial growth, but are concerned about market volatility. With market ups and downs, many people are looking for strategies to help protect their retirement and financial futures. Keep in mind that most retirees are dependent upon three essential components: Social Security, IRA/pensions and personal savings.

A Retirement Program Specialist can help you compare the various options available to you in order to help protect your current assets, while enjoying potential future growth.

  If you're in your 60s "Ready-2-Retire interactive assessment tool"

axa.com/aoa  |  (800) 523-1125


Interested in a 15-minute self-assessment? Try our interactive Ready-2-Retire tool.

View our YouTube exclusive webinars:

Read a short article to help you understand the need for saving toward retirement today:


For more information, call 1.800.523.1125, or click the button below.

"AXA" IS THE BRAND NAME OF AXA EQUITABLE FINANCIAL SERVICES, LLC AND ITS FAMILY OF COMPANIES, INCLUDING AXA EQUITABLE LIFE INSURANCE COMPANY (NY, NY), AN ISSUER OF ANNUITY AND LIFE INSURANCE PRODUCTS. AXA S.A. IS A FRENCH HOLDING COMPANY FOR A GROUP OF INTERNATIONAL INSURANCE AND FINANCIAL SERVICES COMPANIES, INCLUDING AXA EQUITABLE FINANCIAL SERVICES, LLC. THE OBLIGATIONS OF AXA EQUITABLE LIFE INSURANCE COMPANY ARE BACKED SOLELY BY ITS CLAIMS-PAYING ABILITY.  AXA EQUITABLE LIFE INSURANCE COMPANY AND ITS AFFILIATES DO NOT PROVIDE TAX OR LEGAL ADVICE.

THE AOA MEMBERS RETIREMENT PROGRAM (CONTRACT FORM #6059) IS FUNDED BY A GROUP VARIABLE ANNUITY CONTRACT ISSUED AND DISTRIBUTED BY AXA EQUITABLE LIFE INSURANCE COMPANY, NY, NY. ANNUITIES CONTAIN RESTRICTIONS AND LIMITATIONS. FOR COSTS AND COMPLETE DETAILS, CONTACT A RETIREMENT PROGRAM SPECIALIST.

GE-119867 (10/16) (EXP. 10/18)

Ready-2-Retire

Optometry's Career Center