Liability & Business Insurance

Practice with confidence with insurance chosen by optometrists for optometrists.

AOAExcel endorsed malpractice insurance administered by Lockton Affinity is specifically designed for AOA members. Save time and achieve peace of mind with full scope of practice coverage from Lockton Affinity.

Get an instant quote from Lockton Affinity on your professional liability policy with express|online. Lockton Affinity's complimentary tool will show your estimated annual premium based on the state and county of practice, and you are not required to enter any contact information. Click below to get started!

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Student OffersStudents and recent grads! Save up to 50%

Save money on malpractice insurance when you need it most. The AOA has partnered with Lockton Affinity to make discounts on malpractice insurance available to students and new grads that are AOA members.

Click Here For Discounts

Cyber LiabilityCyber Liability Insurance is real, and important

Hackers can do a number on your website and your data, costing you countless dollars in lost business and fines. Protect your practice and your good name with cyber liability insurance specifically designed for AOA members and administered by Lockton Affinity.


Business Owners PolicyIf you own a business, you need protection.

Protect your office and its contents with a Business Owners Policy (BOP) specifically designed for AOA members and administered by Lockton Affinity.


epi insuranceProtect yourself and your practice.

Employment Practices Liability (EPL) Insurance by Lockton Affinity will protect you and your practice from the costs stemming from claims associated with the employment process. EPL claims can happen when potential, current or former employees believe they have been mistreated.


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Complimentary Policy Review

Concerned you don't have the right protection for your practice? Lockton Affinity will review your current policy for free. Lockton Affinity will review the exclusions in your current policy for surgeries as well as make sure you have adequate limits.