Business & Liability Insurance

Practice with confidence with insurance chosen by optometrists for optometrists.

AOAExcel endorsed malpractice insurance covers the full spectrum of procedures and services permitted by your state, and automatically updates your coverage to reflect any future change in your state's laws. Save time and achieve peace of mind with full scope of practice coverage from Lockton Affinity.

Get an instant quote on your professional liability policy with express|online. Our complimentary tool will show your estimated annual premium based on the state and county of practice, and you are not required to enter any contact information. Click below to get started!

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Student OffersStudents and recent grads! Save up to 50%

Save money on malpractice insurance when you need it most. Students and new grads save 50% on malpractice insurance premiums their first year in practice and 25% their second year.

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Cyber LiabilityCyber Liability Insurance is real, and important

Hackers can do a number on your website and your data, costing you countless dollars in lost business and fines. Protect your practice and your good name. Cyber Liability Insurance covers the first and third party risks associated with a data breach or website hack.


Business Owners PolicyIf you own a business, you need protection.

Perfect for small- to medium-sized practices, a Business Owners Policy (BOP) covers your office and its contents from fire, flood, storms, earthquakes, crime, structural collapse, infestations, neighborhood disturbances, and more.