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The retirement program is funded by an annuity contract issued and distributed by Equitable Financial Life Insurance Company (Equitable Financial), New York, NY. Annuities contain restrictions and limitations. For costs and complete details, contact a retirement program specialist. Equitable is the brand name of Equitable Holdings, Inc. and its family of companies, including Equitable Financial Life Insurance Company (Equitable Financial) (NY, NY); Equitable Advisors, LLC (member FINRA, SIPC) (Equitable Financial Advisors in MI & TN); and Equitable Distributors, LLC. The obligations of Equitable Financial and Equitable America are backed solely by their claims-paying abilities. Equitable Financial and its affiliates and associates do not provide tax or legal advice. GE-3122172.1 (6/20) (Exp. 9/22)