Disability and Life Insurance

AOAExcel offers an extensive portfolio of group insurance products for doctors of optometry, administered by endorsed partner AGIA.

If you have any questions, please contact AGIA Customer Service at (866) 331-0180, Monday thru Friday from 8am to 7pm EST.

Group Long-Term Disability Insurance*

Insure yourself and your career. Many insurers only consider you disabled if you cannot work in any capacity. AGIA believes that a doctor of optometry should start receiving disability benefits if they are unable to maintain their current occupation. This own occupation benefit could be the critical difference if an accident ever occurred.

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Group Term Life*

Build your financial safety net. AOAExcel’s Group Term Life Insurance gives doctors of optometry added peace of mind. This specifically negotiated plan may serve as a convenient and affordable option to help secure your future.

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Complimentary Group Term Life Insurance* for New Graduates

AOAExcel understands the financial challenges that are faced by many newly-graduated optometrists, so recent graduates are offered one full year of term life insurance at no cost, compliments of the AOA and AOAExcel. Prior to graduation, 4th year students will automatically be emailed with more information.

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Emergency Assistance Plus (EA+)

You need a solid back-up plan to help you handle a crisis that happens away from home. EA+ from AGIA is that back-up plan. Offering a wide range of benefits, including emergency medical evacuation and no-limit emergency cash transfers, EA+ helps pay for emergencies that health insurance typically doesn’t cover.

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