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The silent policy: How one optometrist discovered a major flaw in their malpractice insurance policy

March 28, 2026

Find out how an AOA member was left vulnerable by their insurance carrier and learn how you can protect yourself from unclear coverage.

Tag(s): Practice Management, Perfect Your Practice


Key Takeaways

  • A silent policy does not explicitly refer to or specify one or more aspects of coverage, such as a particular procedure or exclusion. 
  • AOAExcel® endorsed business partner Lockton Affinity offers complimentary reviews of AOA members’ malpractice insurance policies. 

This content is available to AOA members only

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