Why optometrists working for multiple employers need a portable malpractice policy

Whether you moonlight on the weekends or work full-time across multiple practices, working for more than one employer as a doctor of optometry can add flexibility and additional income to your career. However, if you rely solely on employer-provided malpractice insurance, you might be placing yourself at risk of a costly claim. 

It can be difficult to ensure you are provided appropriate coverage for all of the procedures you perform for each individual employer you work for. This is especially true if you practice across county and state lines, where legal requirements can vary. The best way to protect yourself is to carry your own portable malpractice insurance policy, one that is independent of any employer and guaranteed to cover every procedure you perform. 

If you are unsure of what your existing malpractice policy covers or whether your coverage extends across multiple practices, Lockton Affinity can help. AOA members can receive a complimentary review of their policy from the experts at Lockton, who will comb through your policy line-by-line and confirm exactly what procedures you are covered for, and identify any exclusions that might leave you vulnerable. 

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^{This content was provided by Lockton Affinity, AOAExcel®'s endorsed business partner. Available insurance products include professional liability, cyber liability, business owners' insurance, employment practices liability insurance, and much more. To learn more, visit AOAInsuranceAlliance.com or contact Lockton Affinity at Info@AOAInsuranceAlliance.com.}