AOA Business Card pays over $172,000 in AOA membership dues

March 20, 2023
The AOA Business Card, an AOA member benefit, offers a unique sign-up bonus.

Since its launch last year, the AOA Business Card has reimbursed AOA member cardholders over $172,000 in membership dues as a signup bonus. The AOA Business Card, developed by financial technology firm Mercantile, is a Mastercard World Elite credit card designed for doctors of optometry. AOA members who sign up for the card will have their dues of $972 reimbursed1 when they spend $15,000 or more the first 4 months after account creation. In addition to dues reimbursement, the card offers 2% back2 on purchases, vendor discounts3, free staff cards, and QuickBooks® integration. There is no annual fee, no personal guarantee, and no impact on personal credit. The AOA Business Card is available to any business entity owned by an AOA member, regardless of that business’s affiliation with optometry.

“The [AOA Business] card has been a huge success,” said AOAExcel Chairman of the Board Samuel Pierce, OD. “The reimbursement of dues is one of many benefits that make the card a great tool for doctors of optometry and their practice.”

Mercantile CEO and Co-Founder Samuel F. Poirier reflects on the launch of the AOA Business Card: “The response from AOA members has surpassed our expectations, and we are excited to work with ODs to ensure the best-in-class business card continues to grow and meet their needs.”

In the future, expect the AOA Business Card to offer discounts from additional vendors and intuitive tools to identify potential savings, along with more point redemption options, including a travel portal. More details on the AOA Business Card can be found at

AOAExcel ( is a member-benefit of the American Optometric Association that helps doctors of optometry practice smarter and more efficiently in both their personal and professional lives with AOAExcel’s proven tools of success.  AOAExcel offers multiple products and services through their endorsed business partners, including a career center job board exclusively for optometrists, malpractice & other business insurance, vendor discounts, retirement planning, life/disability insurance, student loan refinancing, merchant processing, and HIPAA compliance.


Conditions apply. Subject to approval. Mercantile Financial Technologies, Inc. is a financial technology company, not a bank. The AOA Credit Cards are issued by Hatch Bank pursuant to a license from Mastercard. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Review the cardholder agreement here.

1- The AOA dues of $972 are paid when you spend $15,000 or more in the first 4 months after account creation. Your Card account must not be canceled or in default at the time of fulfillment of any offers. After the 4 months, Rewards points will be credited to your account if you have met the threshold amount. If we in our sole discretion determine that you have engaged in abuse, misuse, or gaming in connection with the welcome offer in any way or that you intend to do so, we may not credit Rewards points, we may freeze Rewards points credited, or we may take away Rewards points from your account. We may also cancel this Card account and other Card accounts you may have with us.

2 - 2% rewards on all purchases, no cap on rewards. You will not earn rewards on returned, disputed, or fraudulent transactions. We will reverse rewards associated with the return, credit, or adjustment.

3 -To participate in the Vendor Offers program you must have an eligible AOA Business credit card. Data connection required; wireless carrier fees may apply. See complete Terms and Conditions for more details.

Related News

Why Doctors of Optometry Love the AOA Business Card

Samuel F. Poirier, CEO of Mercantile, shares why so many AOA members have found the card invaluable.

Mercantile Provides ODs a Simple Path to Vendor Discounts* through the AOA Business Card

The AOA Business Card, an AOA member benefit, makes accessing vendor offers easier than ever.

AOAExcel introduces new financial products from Laurel Road to benefit AOA members

AOA members can now gain access to three new financial products aimed at doctors of optometry.