Practice Financing

Feel confident investing in your practice with financing solutions from AOAExcel®’s preferred lender, Bank of America.

Practice financing

If you need help with financing to start up your practice, invest in new equipment or any other business needs, Bank of America can offer you unbeatable service and benefits. Competitive terms and payment structures, a dedicated project manager and a rate lock program can help you push your practice to the next level and protect your bottom line. 

Successful practices are built on smart financing

For over two decades, Bank of America Practice Solutions has helped doctors of optometry across the nation reach their goals through a variety of smart financial solutions and expert guidance. Whether you currently own your practice or are planning to, we can provide customized financial solutions for your short-term needs and long-term goals. 

No matter where you are in your practice and your career, Bank of America can help you determine the financing solutions that best fit your plans. Call on our practice specialists to help with financing for practice start-ups, equipment or remodeling, and sales and acquisitions. Bank of America Practice Solutions offers a number of key benefits: 

  • Up to 100% financing.
  • Competitive terms and payment structures.
  • A dedicated project manager to help you get things done on time and in budget.
  • Rate lock program to protect against potential interest rate changes.
  • Practice Heartbeat ®, , our complimentary program to help new doctors of optometry develop the management, analytical and competitive skills crucial to growth. 

Bank of America Limited-Time Offer!

  • Receive 2.99% for the life of the loan! (Offer expires September 30, 2021)

Get the capital you need for a successful optometric startup. If you're starting a practice for the first time, Bank of America's practice startup loans offer:

  • Fixed rates and flexible terms
  • Interest-only options to assist with the growth of your practice

Take advantage of this limited-time offer by filling out the form below!

Fill out my online form.
Bank of America logo All programs subject to credit approval and loan amounts are subject to creditworthiness. Some restrictions may apply. The term, amount, interest rate and repayment schedule for your loan, and any product features, including interest rate locks, may vary depending on your creditworthiness and on the type, amount and collateral for your loan.

Bank of America Practice Solutions may prohibit the use of an account to pay off or pay down another Bank of America account.

Project Manager responsibilities are subject to change. Bank of America Practice solutions will not share non-public information with vendors without client approval. All disbursements of the loan are subject to acceptance by client.

Bank of America makes no express or implied warranties relating to the condition of the Practice Heartbeat® program, results are based on prior experiences, not a guaranty and you are not bound by recommended results.

Bank of America and the Bank of America logo are registered trademarks of Bank of America Corporation. Bank of America Practice Solutions is a division of Bank of America, NA. ©2021 Bank of America Corporation | 3707896

1 For the limited time beginning with applications submitted on July 1, 2021, and ending with applications submitted on or before September 30, 2021, and interim projects opened by January 31, 2022, can take advantage of a 2.99% per annum fixed rate of interest for the life of the loan on qualifying approved Practice Solutions secured term Start-up loans only.  Start-up loan may be for a first, second, or third start-up location. Promotional offer excludes: practice expansions, practice relocations, practice renovations, and practice acquisitions (Shells & Jumpstarts). A prepayment fee will be applicable during the first five years of the loan term. Excludes Practice Solutions lines of credit, refinances of existing Practice Solutions loans, commercial real estate loans, equipment loans, and any product that contains a variable rate. To be eligible for the fixed interest rate offer of 2.99% per annum for the life of the loan the borrower, before loan closing, must have a demand deposit account with Bank of America that will serve as the primary business operating account of the borrower, and which demand deposit account must be maintained for the life of  loan. If the borrower fails to maintain this demand deposit account with Bank of America at any time during the life of the loan, this promotional rate shall terminate, and the interest rate for your loan will increase by 1.00%. Promotional rate is not applicable during the project phase of the loan, and during the project phase, the interest rate will be a per annum fixed rate of 12.00% for the first-time practice owners, and a competitive market rate for established practice owners.

We have you covered.

Whether you are building, buying or selling, Bank of America has the solution for you. Contact them today to discuss a customized solution tailored to doctors of optometry.
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