Student Loan Refinancing

You could save on your student loans by refinancing with AOAExcel ® ’s endorsed business partner, Laurel Road.

Student loan refinancing

If it is time to refinance your student loans, talk to the team at Laurel Road. Refinancing might help you consolidate your loans into one, manageable amount with one, potentially lower interest rate. AOA members also receive a 0.25% rate discount*, and there's a quick and easy online application you can fill out to get the process started.

AOAExcel Student Loan Refinancing Webinar

Keeping up with student loan news these days can be overwhelming. Join AOAExcel and Laurel Road for a webinar focused on answering your student loan questions. Have your questions answered LIVE or submit them ahead of time after registering.

Mid-Year Financial Check-In: Navigating Your Student Loans Amid Interest Rate Uncertainty
A Webinar for AOA Members
Tuesday, May 11 – 8pm ET / 5PM PT

Topics covered include:

  • How can AOA members navigate the recent federal updates and current interest rates?
  • What are student loan basics (types, terms, interest rates)?
  • What should AOA members look for when choosing a refinancing lender?
  • Is student loan refinancing all-or-nothing?
  • What are Public Service Loan Forgiveness and Income-driven Repayment options?
  • How can AOA members qualify for a 0.25% interest rate discount?1
PLUS, Attendees will automatically be entered to win a $25 Amazon Gift Card & AOAExcel Nike Dri Fit® Zip Up!

REGISTER FOR WEBINAR

Refinance your student loans in 3 easy steps 

Laurel Road specializes in helping doctors of optometry refinance optometry school loans when the time is right. There is no cost to apply and the application process is easy and entirely online. You could discover your rate options online in less than 5 minutes.

CHECK YOUR RATE

Step 1: Check Rate Options

Fill out a short online application. Once you authorize a soft credit pull and assuming you have provided enough information, Laurel Road will provide you with preliminary rates, which are conditional upon further underwriting review and authorize a hard credit pull.

Step 2: Upload documents

Upload the following supporting documents to Laurel Road’s secure dashboard and authorize a hard credit pull to complete your online application. Once Laurel Road has received your application, they will underwrite your loan and provide you with your final rates and loan terms if approved.

Step 3: Choose Loan

Select your loan type and term, and e-sign all necessary disclosures and your promissory note in the Laurel Road dashboard.

Laurel Road will pay off your student loans to your current lenders and provide you with instructions to set up the servicing of your new loan. You'll have the option to set up automatic payments to receive an additional 0.25% rate discount.**

GET STARTED TODAY 

Laurel Road logo

*The 0.25% American Optometric Association (AOA) member interest rate discount is offered for student loan applications from active AOA members. The rate discount will end if AOA notifies Laurel Road that borrower is no longer in good standing. The AOA member interest rate discount cannot be combined with other offers, except any discount for making automatic payments.

**AutoPay/EFT Discount: if the borrower chooses to make monthly payments automatically by electronic fund transfer (EFT) from a bank account, the interest rate will decrease by 0.25% and will increase back if the borrower stops making (or we stop accepting) monthly payments automatically by EFT from the borrower’s bank account. The 0.25% AutoPay/EFT Discount will not reduce the monthly payment;instead, the discount is applied to the principal to help pay the loan down faster.

Laurel Road is a brand of KeyBank N.A. Member FDIC.

Young doctors: Find your career fit.

Looking for a new optometric career opportunity? Doctors of optometry, including recent graduates from the class of 2020, can search open positions and connect with employers in the AOAExcel Career Center.
Related News

History made: Wyoming expands scope to include contemporary laser, excision procedures

Wyoming’s approval of contemporary optometric procedures, including laser and excision authorities, goes down in history as the first time in a single year that two states accomplished the scope expansion.

Candidates announce bids for 2021 Board of Trustees elections

Optometry’s Meeting®, June 24-26, in Denver, Colorado, is taking shape now, and so is the AOA Board of Trustees—familiarize yourself with the doctors seeking to represent members.

Registration now open: What to expect from Optometry’s Meeting® 2021

Optometry’s Meeting returns to Denver, June 24-26, with a reimagined experience that keeps attendees’ health and safety paramount—see how 2021 is different and register to attend today.