Financial Health

As a doctor of optometry, you've worked hard to cultivate your career. AOAExcel^® has sourced tools to help you manage your finances and secure the financial future you've worked hard for–whether this starts with a game plan to address your student loans, tools to create a retirement savings plan or integral moves to prepare for the unexpected. 

AOA Members must apply through www.laurelroad.com/aoa-excel to access these benefits. 

Student loan refinancing

Student loans are confusing and AOAExcel's endorsed business partner brings simplicity and clarity towards navigating the process for AOA members. In addition to understanding the student landscape, AOAExcel's endorsed business partner offers student loan refinancing solutions for AOA members if and when the time is right. 

REFINANCING SOLUTIONS

Retirement savings planning

It's never too early for doctors of optometry to create a retirement savings plan. Whether you're an independent contractor, practice owner or anything in between, AOAExcel's endorsed business partner can provide a solution. AOA members will find that creating retirement savings plans may be easier and more affordable than you think, and can make your practice more attractive to potential employees. 

RETIREMENT PLANNING SOLUTIONS

Student Loan Cashback ^SM credit card

Chip away at your student loans with your everyday purchases. Introducing the first credit card that lets you redeem 2% cashback towards your student loans with any eligible student loan servicer ⁺ or redeem 1% cashback towards anything else. AOA members are eligible for a $100 cash bonus for opening an account. ⁺

EARN CASHBACK TOWARDS STUDENT LOANS

High yield savings

Plan for the future with a highly competitive high yield savings account designed specifically for optometrists. AOA members earn 8x the national average with $0 cost to open.⁺

SAVE SMART

All credit products are subject to credit approval. Terms and conditions apply. Click here to learn more.

_{Notice for Federal Loan Holders: The Department Of Education recently announced forgiveness of $10,000 for qualifying Federal student loan borrowers and $20,000 for qualifying Pell Grant recipients. Read more here (https://studentaid.gov/debt-relief-announcement). If you refinance a federal student loan with Laurel Road, you will no longer qualify for forgiveness or federal student loan repayment options, including but not limited to Income Based Repayment (IBR), Public Service Loan Forgiveness (PSLF), Pay As You Earn (PAYE) or Revised Pay As You Earn (REPAYE), and relief offered by the federal government related to the COVID-19 pandemic (such as 0% interest rate, suspension of payments, and forgiveness). Additionally, federal student loans offer deferment, forbearance, and loan forgiveness options that are not available with Laurel Road. Please carefully consider these loss of federal benefits and consult www.studentaid.gov for the most current information.}

_{Laurel Road is a brand of KeyBank National Association. All products offered by KeyBank N.A. ©2022}

_{STUDENT LOAN REFINANCE AND CREDIT CARDS ARE NOT FDIC INSURED OR GUARANTEED.}

_{KeyCorp® All Rights Reserved. Laurel Road is a federally registered service mark of KeyCorp. 3 Corporate Drive, 4th fl, Shelton, CT 06484.}