Take the necessary steps today to secure your financial future for tomorrow.
As a doctor of optometry, you've worked hard to cultivate your career. AOAExcel® has sourced tools to help you manage your finances and secure the financial future you've worked hard for–whether this starts with a game plan to address your student loans, tools to create a retirement savings plan or integral moves to prepare for the unexpected.
AOA Members must apply through www.laurelroad.com/aoa-excel to access these benefits.
Student loan refinancing
Student loans are confusing and AOAExcel's endorsed business partner brings simplicity and clarity towards navigating the process for AOA members. In addition to understanding the student landscape, AOAExcel's endorsed business partner offers student loan refinancing solutions for AOA members if and when the time is right.
Retirement savings planning
It's never too early for doctors of optometry to create a retirement savings plan. Whether you're an independent contractor, practice owner or anything in between, AOAExcel's endorsed business partner can provide a solution. AOA members will find that creating retirement savings plans may be easier and more affordable than you think, and can make your practice more attractive to potential employees.
Student Loan Cashback SM credit card
Chip away at your student loans with your everyday purchases. Introducing the first credit card that lets you redeem 2% cashback towards your student loans with any eligible student loan servicer + or redeem 1% cashback towards anything else. AOA members are eligible for a $100 cash bonus for opening an account. +
High yield savings
Plan for the future with a highly competitive high yield savings account designed specifically for optometrists. AOA members earn 10x the national average with $0 cost to open.+
All credit products are subject to credit approval. Terms and conditions apply. Click here to learn more.
Notice for Federal Loan Holders: The Department Of Education recently announced forgiveness of $10,000 for qualifying Federal student loan borrowers and $20,000 for qualifying Pell Grant recipients. Read more here (https://studentaid.gov/debt-relief-announcement). If you refinance a federal student loan with Laurel Road, you will no longer qualify for forgiveness or federal student loan repayment options, including but not limited to Income Based Repayment (IBR), Public Service Loan Forgiveness (PSLF), Pay As You Earn (PAYE) or Revised Pay As You Earn (REPAYE), and relief offered by the federal government related to the COVID-19 pandemic (such as 0% interest rate, suspension of payments, and forgiveness). Additionally, federal student loans offer deferment, forbearance, and loan forgiveness options that are not available with Laurel Road. Please carefully consider these loss of federal benefits and consult www.studentaid.gov for the most current information.
Laurel Road is a brand of KeyBank National Association. All products offered by KeyBank N.A. ©2022
STUDENT LOAN REFINANCE AND CREDIT CARDS ARE NOT FDIC INSURED OR GUARANTEED.
KeyCorp® All Rights Reserved. Laurel Road is a federally registered service mark of KeyCorp. 3 Corporate Drive, 4th fl, Shelton, CT 06484.
Practice smarter and more efficiently.
Learn more about the products and services from AOAExcel’s endorsed business partners and how they provide proven tools for success.
Violators of antitrust laws are potentially subject to criminal and civil penalties, as well as “immediate dismissal” from their position or relationship with the AOA, even if they were unaware their actions were not legal.