Malpractice, business owners & cyber liability insurance

Practice with confidence with insurance chosen by doctors of optometry, for doctors of optometry.

Business insurance

You can practice with the peace of mind that both you and your practice are protected with insurance policies administered by AOAExcel® 's endorsed business partner, Lockton Affinity. 

Malpractice Insurance

Malpractice insurance, also known as professional liability insurance, is offered through our endorsed-partner Lockton Affinity. Through Lockton Affinity, you gain access to guaranteed full-scope practice coverage that will automatically update to reflect any change in your state's scope of practice. AOA members in groups of two or more can also receive exclusive group discounts.

APPLY NOW      FAQ PAGE 

Business owners policy

Protect your office and its contents with a business owners policy specifically designed for AOA members. 

PROTECT YOUR OFFICE

Cyber liability insurance

Hackers can do a number on your website and your data, costing you countless dollars in lost business and fines. Protect your practice and your good name with cyber liability insurance specifically designed for AOA members and administered by Lockton Affinity.

PROTECT YOUR DATA 

Employment practices liability

Employment Practices Liability Insurance (EPLI), administered by Lockton Affinity, will protect you and your practice from the costs stemming from claims associated with the employment process. EPLI claims can happen when potential, current or former employees believe they have been mistreated. 

PROTECT YOUR PRACTICE

Professional liability

Complimentary insurance policy review

Follow these three easy steps below to obtain a complimentary insurance review from Lockton Affinity: 

  1. Locate  your policy packet document. It can be found in your email and was sent from your insurer when you purchased your policy. 
  2. Upload your policy packet document (this document is typically in excess of 30 pages), sample policy packet documents can be found in the PDFs below. Many doctors confuse this with their certificate of insurance which is usually only a one page document. 

Sample of an individual policy packet
Sample of a group policy packet 

If you have further questions please contact a Lockton Affinity representative at 1.888.343.1998, M-F, 7 a.m. to 6 p.m. CT. 

Fill out my online form.

Lockton Affinity logo The AOA Insurance Alliance is administered by Lockton Affinity, LLC d/b/a Lockton Affinity Insurance Brokers LLC in California #0795478. Coverage may be provided by an excess/surplus lines insurer which is not licensed by or subject to the supervision of the insurance department of your state of residence. Policy coverage forms and rates are not subject to regulation by the insurance department of your state of residence. Excess/Surplus lines insurers do not generally participate in state guaranty funds and therefore insureds are not protected by such funds in the event of the insurer’s insolvency. The American Optometric Association will receive a royalty fee for the licensing of its name and trademarks as part of the insurance program offered to the extent permitted by applicable law.

Compare your malpractice insurance premium

How does your malpractice insurance rate compare to the rate for a policy guaranteed to cover your state’s full scope of coverage? Compare your rate in less than thirty seconds!
Related News

AOA MORE, optometry’s data registry, takes yearlong pause

The AOA will use the time to evaluate its collection efforts and create a registry for the future that is most useful to improving eye health and vision care. The AOA launched the registry in 2015.

Who are you? AOA is letting America know

AOA’s public health observance calls out the bait-and-switch of online vision tests with a campaign emphasizing why there is no substitute for in-person eye health care with a doctor of optometry.

Developing a new generation of optometric leaders

In a virtual kick-off, the AOA launches Leadership Institute with 130 doctors of optometry from across the country. A project of the AOA Leadership Development Committee, the Institute is a yearlong program designed to grow and support the next generation of leaders in the profession.