Also known as professional liability insurance, malpractice insurance can help protect you and your practice from the stress of handling a claim alone. Enjoy the following benefits with AOA coverage, offered through Lockton Affinity, the program administrator:

  Scope of practice coverage — covers all optometric services within your state's defined scope of practice
  Portability — take your coverage with you as your career advances
  Individual and group options — two or more ODs may qualify for a discount
  Customer service reps — receive assistance from reps with vast optometric industry knowledge

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in minutes—no account or contact information required. 

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for best-in-class coverage designed by ODs for ODs.

Have Your Current Policy Reviewed

by the industry experts at Lockton Affinity to ensure you have the correct coverage.

Recent Grads Save Big

with 50% off the first year of practice and 25% off the second year.

AOAExcel has partnered with Lockton Affinity for over 10 years to provide coverage made by optometrists, for optometrists.

Learn More & Apply

Young OD guide to malpractice insurance

Customer Service

If you are a current policyholder or would like more information regarding the above products, please contact Lockton Affinity, who will gladly assist you.

Lockton Affinity
Monday-Friday 7am-6pm CT

For additional assistance, email AOAExcel at

Lockton Affinity logo
The AOA Insurance Alliance is administered by Lockton Affinity, LLC d/b/a Lockton Affinity Insurance Brokers LLC in California #0795478. Coverage is subject to actual policy terms and conditions. Policy benefits are the sole responsibility of the issuing insurance company. Coverage may be provided by an excess/surplus lines insurer which is not licensed by or subject to the supervision of the insurance department of your state of residence. Policy coverage forms and rates may not be subject to regulation by the insurance department of your state of residence. Excess/Surplus lines insurers do not generally participate in state guaranty funds and therefore insureds are not protected by such funds in the event of the insurer’s insolvency. The American Optometric Association will receive a royalty fee for the licensing of its name and trademarks as part of the insurance program offered to the extent permitted by applicable law.

Compare your malpractice insurance premium

How does your malpractice insurance rate compare to the rate for a policy guaranteed to cover your state’s full scope of coverage? Compare your rate in less than thirty seconds!
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