Malpractice, business owners & cyber liability insurance
Practice with confidence with insurance chosen by doctors of optometry, for doctors of optometry.
You can practice with the peace of mind that both you and your practice are protected with insurance policies administered by AOAExcel® 's endorsed business partner, Lockton Affinity.
Malpractice Insurance
Malpractice insurance, also known as professional liability insurance, is offered through our endorsed-partner Lockton Affinity. Through Lockton Affinity, you gain access to guaranteed full-scope practice coverage that will automatically update to reflect any change in your state's scope of practice. AOA members in groups of two or more can also receive exclusive group discounts.
Get an instant quote from Lockton Affinity on your malpractice insurance policy. The complimentary Quick Quote tool will show your estimated annual premium based on the state and county of practice in less than thirty seconds—no account or contact information required.
Students & recent grads can save up to 50%
Save money on malpractice insurance when you need it most. Take advantage of the discounts on malpractice insurance that are available to students and new graduates who are AOA members.
Concerned you don't have the right protection for your practice? Lockton Affinity will review your current policy for surgery exclusions as well as make sure you have adequate limits for your practice as a complementary benefit to AOA members.
Business owners policy
Protect your office and its contents with a business owners policy specifically designed for AOA members.
Cyber liability insurance
Hackers can do a number on your website and your data, costing you countless dollars in lost business and fines. Protect your practice and your good name with cyber liability insurance specifically designed for AOA members and administered by Lockton Affinity.
Employment practices liability
Employment Practices Liability Insurance (EPLI), administered by Lockton Affinity, will protect you and your practice from the costs stemming from claims associated with the employment process. EPLI claims can happen when potential, current or former employees believe they have been mistreated.
Complimentary insurance policy review
Follow these three easy steps below to obtain a complimentary insurance review from Lockton Affinity:
- Locate your policy packet document. It can be found in your email and was sent from your insurer when you purchased your policy.
- Upload your policy packet document (this document is typically in excess of 30 pages), sample policy packet documents can be found in the PDFs below. Many doctors confuse this with their certificate of insurance which is usually only a one page document.
Sample of an individual policy packet
Sample of a group policy packet
If you have further questions please contact a Lockton Affinity representative at 1.888.343.1998, M-F, 7 a.m. to 6 p.m. CT.
 |
The AOA Insurance Alliance is administered by Lockton Affinity, LLC d/b/a Lockton Affinity Insurance Brokers LLC in California #0795478. Coverage may be provided by an excess/surplus lines insurer which is not licensed by or subject to the supervision of the insurance department of your state of residence. Policy coverage forms and rates are not subject to regulation by the insurance department of your state of residence. Excess/Surplus lines insurers do not generally participate in state guaranty funds and therefore insureds are not protected by such funds in the event of the insurer’s insolvency. The American Optometric Association will receive a royalty fee for the licensing of its name and trademarks as part of the insurance program offered to the extent permitted by applicable law. |
Compare your malpractice insurance premium
7 states authorize doctors of optometry to give COVID-19 vaccinations: The latest
Congresswoman encourages federal recognition of optometry’s utility in COVID-19 vaccinations nationwide as more states activate doctors of optometry alongside new vaccine developments.
AOA emergency summit March 24 raises alarm over children’s eye health
The AOA Emergency Children’s Vision Summit will provide the opportunity for doctors of optometry to learn from experts on children’s eye care as they assess the crisis and chart a course forward. The members-only virtual event launches an ongoing conversation, led by the AOA, on children’s eye health and vision care. Its School Readiness Summit is set for July.
Paraoptometric advocacy lifts optometry: Why staff involvement is critical
Paraoptometric attendance at the AOA’s premier advocacy conference, May 23-25, helps reinforce optometry’s case for immediate changes that will affect the entire practice.