Personal insurance products
Group long-term disability insurance*
Help protect your paycheck — group long-term disability coverage will pay you monthly benefits in the event of a serious covered illness or injury.
Easy online application Includes "own-occupation" benefit — receive your monthly benefits if you are unable to work as a doctor of optometry Tax-free monthly benefits up to $12,500** AOA member rates PLUS a 20% savings with a premium credit***
Term life insurance*
Help protect your loved ones at a cost fit for you.
Choose between Group Term Life or Level Term Life, and easily see your cost for both optionsSimple online application — no medical review, receive a decision in minutes AOA member rates PLUS a 20% savings with a premium credit*** No cost increases or cancellations due to changes in your health Portable coverage that can stay with you through any career change
Emergency Assistance Plus® (EA+®)
Travel with confidence — EA+ provides critical services in the event you get sick or hurt while traveling away from home.
Pays for emergency medical transportation expenses that most health insurance typically does NOT cover During an emergency, one call activates your personal emergency network to arrange and provide medical assistance services to get you the most appropriate care, then get you back home safely Guaranteed acceptance! Individual and Family plans available. Enroll in just minutes
Products also offered by AGIA
AGIA is the program administrator of the above & below AOAExcel insurance products.
Customer Service
If you are a current policyholder or would like more information regarding the above products, please reach out to AGIA and they will gladly assist you.
AGIA Customer Service
Monday-Friday 8am-7pm ET
866.331.0180
If you are in need of additional assistance, please email AOAExcel at aoaexcel@aoa.org.
*Underwritten by New York Life Insurance Company, 51 Madison Ave, New York, NY 10010 under Policy Nos. G-31050-0 (Term Life), G-31051-0 (LTD), G-31052-0 (10-Year), and G-31053-0 (20-Year) on Policy Forms GMR-FACE/G-31050-0/G-31051-0/G-31052-0/-31053-0. Details of Coverage, including benefits restrictions, exclusions, and premium are described on Insurance website and within Certificate of Insurance. Coverage and offers subject to state restrictions. Please contact the administrator for information.
**Please note that receipt of Accelerated Death Benefits may affect your eligibility for public assistance programs and may be taxable. Prior to applying to receive such benefits, you should consult with the appropriate social services agency and seek the advice of a qualified tax advisor.
*** Current premium credit is not guaranteed and subject to change, however the Disability Income Insurance coverage for AOA members has returned premium credits for years.
New York Life Insurance Company is licensed/authorized to transact business in all of the 50 United States, the District of Columbia, Puerto Rico and Canada. However, not all group policies it underwrites are available in all jurisdictions. Please check the benefit details sections for current availability. J. Christopher Burke California Agent Insurance license number is 0F70947. J. Christopher Burke Arkansas Agent Insurance license number is 8876308.
AO-43245
Help protect your income.
For insurance products such as malpractice insurance, business owners policy (BOP), Cyber liability insurance or EPLI visit our business insurance page.
For insurance products such as malpractice insurance, business owners policy (BOP), Cyber liability insurance or EPLI visit our business insurance page.