Personal insurance products
Group long-term disability insurance*
Help protect your paycheck — group long-term disability coverage will pay you monthly benefits in the event of a serious covered illness or injury.
Easy online application
Includes "own-occupation" benefit — receive your monthly benefits if you are unable to work as a doctor of optometry
Tax-free monthly benefits up to $10,000 & AOA member rates**
Group term life insurance*
Help protect your loved ones at a cost fit for you.
Easy online application — no medical review, receive a decision in minutes
No cost increases or cancellations due to changes in your health
Portable coverage that stays with you through any career change
Emergency Assistance Plus® (EA+®)
Travel with confidence — EA+ provides critical services in the event you get sick or hurt while traveling away from home.
Pays for emergency medical transportation expenses that most health insurance typically does NOT cover
During an emergency, one call activates your personal emergency network to arrange and provide medical assistance services to get you the most appropriate care, then get you back home safely
Guaranteed acceptance! Individual and Family plans available. Enroll in just minutes
Products also offered by AGIA
AGIA is the program administrator of the above & below AOAExcel insurance products.
Customer Service
If you are a current policyholder or would like more information regarding the above products, please reach out to AGIA and they will gladly assist you.
AGIA Customer Service
Monday-Friday 8am-7pm ET
866.331.0180
If you are in need of additional assistance, please email AOAExcel at aoaexcel@aoa.org.

**Please note that receipt of Accelerated Death Benefits may affect your eligibility for public assistance programs and may be taxable. Prior to applying to receive such benefits, you should consult with the appropriate social services agency and seek the advice of a qualified tax advisor.
New York Life Insurance Company is licensed/authorized to transact business in all of the 50 United States, the District of Columbia, Puerto Rico and Canada. However, not all group policies it underwrites are available in all jurisdictions. Please check the benefit details sections for current availability. J. Christopher Burke California Agent Insurance license number is 0F70947. J. Christopher Burke Arkansas Agent Insurance license number is 8876308.
AO-43245
Help protect your income.
For insurance products such as malpractice insurance, business owners policy (BOP), Cyber liability insurance or EPLI visit our business insurance page.
7 questions about life insurance answered
September is Life Insurance Awareness Month. Learn about AOA member benefits available through AOAExcel®.
Life happens, whether we’re ready or not
National Life Insurance Day is an observance that reminds Americans how proper planning now buys peace of mind in the future. Help protect your loved ones with life insurance through AOAExcel®.
7 things to know to protect your future
It’s not always accidents to blame for long-term absences.