Disability & life insurance
Help protect your income and your family's financial security with group insurance administered by AOAExcel®'s endorsed business partner, A.G.I.A., Inc.
A.G.I.A., Inc. offers group long-term disability insurance with an own occupation benefit, which has you covered if you are unable to continue practicing as a doctor of optometry due to a covered illness. AOA members also get exclusive benefits, including their choice of three plans with five different waiting periods. A.G.I.A., Inc. offers group term life insurance with member-only group rates, exclusive benefits and much more.
Group long-term disability insurance*
Consider insuring yourself and your career. Many insurers only consider you disabled if you cannot work in any capacity. A.G.I.A, Inc. believes that a doctor of optometry should start receiving disability benefits if they are unable to maintain their current occupation. This own occupation benefit could be the critical difference if an accident ever occurred.
Group term life insurance*
Help build your financial safety net. AOAExcel's group term life insurance helps give doctors of optometry added peace of mind. This specifically negotiated insurance may serve as a convenient and affordable option to help secure your future.
Emergency Assistance Plus® (EA+®)
You need a solid back-up plan to help you handle a crisis that happens while traveling away from home. Emergency Assistance Plus (EA+), available through Worldwide Rescue & Security, is that back-up plan that offers a wide range of services, including emergency medical evacuation, assistance for companions, travel assistance, medical assistance and so much more. EA+ helps with emergencies that health insurance typically does NOT cover.
Products also offered by A.G.I.A., Inc.
Group short-term disability insurance
Group business overhead insurance
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*Underwritten by New York Life Insurance Company, 51 Madison Avenue, New York, NY 10010 on Policy Form GMR. Details of Coverage including benefits restrictions, exclusions, and premium are described on Insurance website and within Certificate of Insurance. Coverage and offers subject to state restrictions. Please contact the administrator for information. This advertisement is not intended for use in New Mexico. New York Life Insurance Company is licensed/authorized to transact business in all of the 50 United States, the District of Columbia, Puerto Rico and Canada. However, not all group policies it underwrites are available in all jurisdictions. Please check the benefit details sections for current availability. AO-43245 |
Help protect your income.
Group Disability insurance is an important tool doctors of optometry can utilize to help protect their income. Long-term disability insurance can provide income to help cover expenses during a covered long-term sickness, illness, or after a disabling accident.
For insurance products such as malpractice insurance, business owners policy (BOP), Cyber liability insurance or EPLI click here.
For insurance products such as malpractice insurance, business owners policy (BOP), Cyber liability insurance or EPLI click here.
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8 questions about life insurance answered
Learn about the advantages of purchasing group term life insurance through AOAExcel®.
Life happens, whether we’re ready or not
May 2 is National Life Insurance Day, an observance that reminds Americans how proper planning now buys peace of mind in the future. Protect your loved ones with life insurance through AOAExcel®.